Welcome!

It is our "solution-oriented" approach that enables Embrace Home Loans to occupy a unique niche in the marketplace. Whether it's delivering 24-hour loan approval, offering flexible financing for first-time homebuyers, or recognizing and reacting to a borrower's special circumstances, we anticipate what's needed and we are proactive in pursuing the program or product that is appropriate and affordable. It’s our goal to find you the right solution and always make sure you feel as though you are in the hands of a friend. We are motivated to provide cutting edge products along with "old fashioned" customer service while securing the fastest possible loan processing and approval.

Our menu of competitively priced mortgage programs features virtually every product on the market; they are designed to accommodate among others:

  • FHA and VA loans
  • First-time homebuyer programs
  • No closing cost options
  • Extended rate locks
  • Second home or investment property mortgages
  • Impaired & challenged credit loans and debt consolidation
  • Interest only loans
David Ratti
Branch Manager
NMLS # 532652

8600 LaSalle Road, Suite 335
Towson, MD 21286

DRatti@embracehomeloans.com

Tel: 800.333.3004 ext. 3201
Cell: 410-707-“LUCK” (5825)
e-Fax: 877-219-3517
Toll Free: 800.333.3004